why the hell do we have insurance for?
 

F U C K this! my insurance said they cant pay for nothing because they cant afford my loss WTF!!! So anyways the other dudes insurance company said they will pay for everything IF the other guy cooperates. Which he has not been doing. I have seen him since and he so called lives right upstairs. F U C K my insurance company (britol west) I am going with AAA goddammit!!!!!!

**** insurance, we should have a system where your required to put so much money in an account per month and use it your own way when you need it.

i pay 2000 a year for insurence and ive never used it. its rediculas.

i got liablilty cuz well...my car isnt worht **** neways...

They should have somekind of refund for good drivers like you and return some of your money like 1/2 of it.

that sucks, hopfully the guy will cooperate. its a shame to see a 240 with the whole side dented up.:tear:

we have a law in cali where if you have some large amount of money in a dedicated account, you dont need insurance. but yeah, some insurance companies do offer discounts like good driver and even good student discounts too

lol. 1500 every 6 months.

Because of THIS

Was the accident your fault? If not, I would consider taking this up in a lawsuit. Insurance is paid for a reason!

ya my 2000 a year is just for basic liability.

No its wasnt my fault, his insurance company just sent his a$$ a cooperation letter and if he does not cooperate they will close the case and I will have to sue his a$$.

and he lives in your apartment complex? what a bastard!

Wow! That's infuriating! What good is insurance if it doesn't cover you? That's what you're paying insurance for!

This guy, and your insurance company sound like real jerks :(

I don't understand how your insurance company can do this to you. This kind of thing is precisely what insurance is for!

the only time they dont have to cover your damages is if you (keep in mind I live in Canada) have any performance mods on your car and did not tell the insurer.