Can people give me some input on how much the car insurance on a s14 varies from.... i m pretty young...(17) and i ve had my licesne for like almost one year... and assuming i get the good grades discount how much do you guys think my 6 month premium would be... what are your premiums....

 

under my dads insurance i pay 106 a month for liability and personal injury for my se-r. Then i got a quote on my 90 fastback under my own name and they said its going to be 135/mo for just liability. Which isnt that bad i guess for my age. I just turned 20

 

when I got my license it was 105 per month on my moms account w/out any tickets driving my old 91 240sx. Now its 67 a mnth full coverage on my own account with one ticket driving my 93 240.

 

WELL! since i am from the great state of new jersey. i pay 2475 a year. i am under my own policy, the car is in my own name, and all i have is liability. i have no points, perfect record, full time student etc. oh ps im 19

 

What insurance company are you guys under... do the insurance company put the 240sx under sports cars or under a diff category... for farmers i have to double check but someone told me its under sports... i thought it would be under lowe category... 2 dr coupe or something or sports compact

 

im under amica? no one has ever heard of it that i tell in NJ. as far as i know NJ insurance companies are completely different from other states. what state are you in anyway?

 

Im insured with Nationwide, and my 93 is not covered under a sports car since it has a backseat. Or at least thats what they told me.

 

I cant really say much on this subject. Most of what I am qualified for doesnt apply to you.
But I pay $20/month full coverage through Geico.
A total of $156/month for the Tundra, Jag & 240 all have full coverage.




I remember what it was like back in Jersey. I had a 1984 escort wagon & for basic liab. I was paying $240/ month & that was back in 1993.

 

thats crazy. most insurance companies have dropped out of nj. all the ones that say they offer 30% less or whatever dont offer it in nj. if u try and get online quotes [geico] it says they dont provide here. nj manufacturers is the best insurance company here, however u need to be involved with a business that is a member to have it.

 

i would pay well over 2000 a year full coverage like 2200-2400 for my s14 and this is a used car with 115,000+ miles
it is under sports car class somewhere near that of the Mustang GT and i have discounts for havin house insurance, n like 5 other cars, good grades, n my family's good driving record.
then again im 16 almost 17

 

jees i pay that for liability =/

 

im from canada. im 20 and im under my dads name i pay freekin 400 a month for my insurance to what you guys pay man, i am gettin freekin ripped off. no accidents clean record. . holy man its time to go look for a new insurance company. i could of had alot of modds by now if it wasnt for that 400 bucks a month bullsheet im payin.

 

damn, your right you are getting ripped. i only pay 200/mo full coverage on my 01 maxima, and thats w/ 3pts.

 

Do the conversion. $400 canadian dollars are only worth $300 american dollars. And it used to be only worth like $200.


California. Good driver - just always get caught - I have 4 points. 21 years old.

$107/month liability- Progressive.

For those of you paying more than what your car is worth per year in insurance.....think it through.....

If you get pulled over once per year - without insurance....the ticket could be as high as $600.

If you get hit and it costs $1000 to get fixed - or even $2000 to get fixed.....you are still ahead.

It is ridiculous to pay insurance if your annual premium is higher than what the car is worth. If you get hit and have to go to the hospital - their insurance will pay for it. If you hit someone and get hurt....your **** out of luck even if you have insurance....cause most likely you will only have liability anyways.

 

and if you hit someone and they get hurt?? you could be bankrupt with their hospital bills.... that's the part that gets ya.

Plus, if you get pulled over enough in a few years with no insurance, I'm pretty sure they'd suspend your license.